Retire With a Plan, Not a Guess.
Learn to calculate, invest, and withdraw the right way, so retirement isn't something to worry about.
WHY I BUILT THIS COURSE
Most people either save blindly hoping for the best, hand everything to an agent selling insurance-linked plans that barely beat inflation, while some panic and stop investing the moment the market falls. This course shows you, step by step, how to calculate your retirement number, build a portfolio that gets safer as you get closer to retirement and set up a monthly income once you stop working, so you can retire on your terms.
Shubham Gupta
Founder, RupeeFlex
Is This Course Right For You?
Find out if the SWP Masterclass is what you need right now.
THIS IS FOR YOU IF...
- You want to calculate retirement goal and monthly savings to reach it
- Build the right pre and post-retirement mutual fund portfolio
- You worry about a market crash wiping out your savings
- You want a monthly pension from mutual funds using SWP
- You're confused about NPS, PPF, EPF and mutual funds fitting together
NOT FOR YOU IF...
- You're looking for high-risk, high-return trading strategies.
- You’re interested in diversifying portfolio beyond India
SKILLS YOU WILL WALK AWAY WITH
Calculate exactly how much corpus you need to retire comfortably.
Pick the right mutual funds without getting lost in jargon.
Build a portfolio that gets safer automatically as retirement nears.
Set up a monthly income from your savings once you stop working.
Protect your corpus from market crashes and medical emergencies.
Put together one complete retirement plan and action list of your own.
Included with Every Plan
Curriculum
Six comprehensive modules designed to take you from foundations to a complete retirement action plan.
Foundations & Your Retirement Number
- Why retirement is a different goal.
- Deciding your retirement age and lifestyle.
- Calculating expenses with inflation & life expectancy
- Calculating total corpus required
- SIP vs Lumpsum vs combination: choosing your path
Mutual Fund Basics
- How mutual funds work
- What is NAV, expense ratio and exit load,
- Types of funds
- key terms like Alpha, Beta and Sharpe Ratio
Building Your Retirement Portfolio
- Asset allocation by age
- Equity fund categories (flexi cap, small cap, mid cap)
- Simple framework to pick any fund
- Shifting to safer funds as retirement nears
Beyond Mutual Funds
- NPS, PPF, EPF and employer pension
- How they work
- Tax benefits
- Building an integrated portfolio (govt schemes + mutual funds)
Generating Monthly Income (SWP)
- What is SWP
- Comparison to annuities and dividends
- The bucket strategy
- Ideal withdrawal rate
- Fixed vs inflation-adjusted SWP
- Taxation
Protecting Your Retirement & Action Plan
- Health insurance and emergency funds post-retirement
- Protecting corpus from market crashes
- Estate planning basics
- Common mistakes
- Personal action plan
Shubham Gupta
Shubham founded RupeeFlex to make investing simple and accessible for everyday Indian investors. He has helped over 3000+ investors understand mutual funds, SWP, and systematic investing. His teaching style is practical, jargon-free, and built for real-life financial decisions.
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Choose the Right Plan
One-time payment. One full year of access. Start learning today.
Retirement Planning with Mutual Funds
The complete course for lump sum investors who want monthly income.
- 6 Core RMF Modules
- Retirement Planning Calculator
- 365-Day Access
- Community Access
RupeeFlex Membership
Full access to every course on the RupeeFlex platform, including all future releases.
- Member's Only Whatsapp Community
- Live Investing Roadmaps
- Access 12+ Investment Roadmaps
- New Courses Added Monthly
- All Calculators and Planner
- Exclusive Community Access
- Live Mutual Fund Market Connect Session
Choose the Right Plan for You
One Membership. Every Course. No Extra Purchases.
Unlock all 11 courses the moment you subscribe, plus every new course the day it launches.
SWP Course
5 modules covering everything about Systematic Withdrawal Plans, from basics to fund selection and tax-efficient withdrawal strategy.
Mutual Fund Masterclass
A complete beginner-to-intermediate guide on how mutual funds work, how to pick them, and how to track them.
Retirement with Mutual Funds
Build a retirement corpus using mutual funds, how much you need, which funds to pick, and how to make the money last.
ETF Investing
Understand exchange-traded funds from scratch, how they work, how they differ from index funds, and how to invest in them simply.
IPO Investing: Listing or Long Term?
Decode IPOs, how to evaluate them, whether to apply for listing gains or hold long term, and when to skip entirely.
Portfolio Management
Deep dive into asset allocation, rebalancing, and managing a multi-asset portfolio for long term wealth creation.
Investing Planners & Digital Tools
Downloadable and interactive planners, SWP planning worksheets, retirement corpus calculators, goal-based investment trackers, and more.
NRI Investing in India
A dedicated course for Non-Resident Indians, how to invest in Indian mutual funds, tax implications, repatriation rules, and NRE/NRO account setup.
Common Questions
Everything you need to know before you enroll.
Is this only for people close to retirement?
No. The earlier you start, the more this course helps. It works whether you're 30 or 55, since it shows you how to build the plan and adjust it as you get closer.
I already have EPF and NPS. Do I still need this?
Yes. EPF and NPS are only part of the picture. This course shows you how to combine them with mutual funds so your entire retirement is covered, not just one piece.
What if my savings are small right now? Is this still useful?
Yes. The earlier you know your real number and start investing correctly, the smaller the gap you'll need to close later.
Will this tell me exactly which funds to buy?
The course gives you a clear framework to select funds yourself, along with fund categories that work well for retirement, so you can make informed choices with confidence.
What if the market crashes right before or after I retire?
This is one of the biggest risks in retirement, and the course covers exactly how to protect your corpus from it, so a bad year doesn't derail your plans.
Turn Your Savings Into a Retirement Paycheck
Learn how much you need to retire, where to invest, and how to turn your savings into a monthly income when you stop working.
Start Planning Your Retirement →